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Bright Grey was set up with one aim in mind - the creation of a protection company that does the right things for advisers and their clients.
A company founded on the premise that protection insurance should be there to help people financially and emotionally at the greyest times of their lives.
Bright Grey recognises the importance of both advice and price in the protection sale. That’s why we work closely with advisers to make sure that customers benefit from expert advice and buy enough of the right kind of cover. We believe our product range can give clients the protection plan that’s right for them and will help advisers to grow the market and reduce the protection gap.
Fortis is a leading provider of award-winning personal and commercial lines insurance solutions in the UK, insuring in excess of 6.7 million customers and working with a range of partners. Aligning its business activities with its partners' general insurance strategies enables Fortis to offer end-to-end white label or Fortis branded capabilities in product development, service and claims management - delivering seamless integration with its partner brands.
Fortis’ successful customer-centric strategy is founded on aligning its activities to how customers want to buy insurance to meet individual needs. Fortis is committed to delivering high quality products at competitive costs and to responding quickly and pro-actively. Above all, Fortis values accountability, honesty and transparency.
LV= offers a wide range of high-value protection and retirement solutions. We’re proud of our heritage, and our ethos of caring still shapes the way we behave as an organisation. In partnership with financial advisers, we help millions of customers from all walks of life, delivering the peace of mind and freedom to enjoy life that comes with real financial security.
At LV=, we recognise that protection is more than simply paying a cheque when a claim occurs. We set ourselves apart by providing added value, extra support and a range of at claim services, with a track record that has led to many accolades and awards.
Scottish Provident is one of the leading providers of life assurance, critical illness, income protection and unemployment cover. Recognised by the industry with many awards, Scottish Provident has a wealth of experience and expertise, with a flexible product range to suit everyone.
Scottish Provident has gained an enviable reputation within the protection market.
A reputation for delivering on its promise – Scottish Provident paid out over £114million in critical illness claims in 2008. (Source: Scottish Provident, Dec 2008)
A reputation for excellent products – in 2008, Scottish Provident’s Critical Illness and Income Protection products were once again awarded ‘5 star’ product awards from Defaqto. These accolades further endorse the quality proposition and are particularly cherished as they assess product benefits and features from a customer’s perspective.
At Pioneer, we always look to be different. It works for us and our members.
Our products are different because we believe in simplicity, transparency and affordability.
Our service is different, because we believe in the personal touch. As a mutual we understand how important it is for you to speak to a real person, not an automated phone system. At the point of sale, our experienced underwriting team is available over the phone to answer any queries.
We don’t like to talk to our members in “insurance speak”, we want them to understand and value their policy; to know how effective it can be in difficult times, to know when and how to use it.
Our member's claims experiences are different, and the figures prove it, because we are committed to publishing our claims statistics on an annual basis. During 2008, we paid 98.1% of our claims. We publish these statistics, because we want to promote income protection, and because it’s clear that we will be there for our members when they need us most.
Finally, our dedication to advisers is different, because we run an extensive programme of seminars throughout the UK every year. So far in 2009, over 500 advisers have been to one of our seminars, spreading not just the message of Pioneer, but the message of income protection.
At Pioneer, we think it’s good to be different, and we are good at it....
Our market place is rapidly changing and with change comes challenge and opportunity. Zurich is committed to helping you identify and exploit the opportunities by providing leading edge systems, quality service and innovative business solutions. Our new generation of pension, protection and investment propositions is designed to meet changing customer needs and to assist you in evolving your business models to ensure success in a post RDR world. We value the business that you place with us and recognise that you always have a choice. We look forward to growing our business with you.
